Credit Score???Yes you heard it right. Credit Information Bureau (CIBIL) formed in 2000, has been monitoring and giving a credit score to individuals. Earlier it was available only to credit grantors like banks, etc but now individuals can access it too. A Credit Information Report is a factual record of a borrower’s credit payment history listing borrower’s credit lines, amount overdue, number of defaults, status of any suits filed against the borrower, etc.The CIR or credit information report thereby helps credit granters make an informed decision. |
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| You can access your credit score report by applying through mail to myreport@cibil.com. You will need to mail self attested hard copies of your identity (PAN Card/Passport/Voters ID), address proof (Electricity/Telephone bills/Bank account statement), along with a DD of 142 Rs in favor of Credit Information Bureau payable at Mumbai. |
